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Domestic Maid Insurance Policy



I / We hereby declare that the answers and statements given above are true and complete, and that I / We have not withheld any material information.

This Proposal and any Guarantee issued pursuant to this Proposal shall be subject to the Counter-Indemnity set forth below to which terms and conditions I / We agree.

In consideration of Lonpac Insurance Bhd (hereinafter referred to as "Lonpac") agreeing at my/our request to provide:-

a Letter of Guarantee for the sum of Singapore Dollars Five Thousand Only (S$5,000) to the Ministry of Manpower, Singapore, as security for the due and satisfactory observance and performance of all conditions under the Security Bond in connection with my/our employment of a foreign domestic worker; and/or

I/We hereby irrevocably and unconditionally agree and undertake as follows:

  1. As a continuing obligation I/We shall indemnify and keep indemnified the Insurer from and against all claims, demands, payments, actions, suits, proceedings, losses, expenses including legal costs on an indemnity basis and all other liabilities of whatsoever nature or description which may be or taken against or incurred by the Insurer in relation to or arising out of the Guarantee and/or this Counter-Indemnity.

  2. Where any request is made upon the Insurer by the Controller for payment of any sum of money pursuant to the Guarantee, (“such request”) the Insurer shall at its absolute discretion be at liberty to contest or compromise or immediately pay upon such request and such request shall be sufficient authority to the Insurer for making any payment thereon without requiring or obtaining any evidence or proof that the amount so claimed or requested is due payable to the Controller and without any notice or reference to or further authority from me/us notwithstanding that I/We may dispute the validity at any such claim or request.

  3. I/We shall not at any time question or challenge the validity legality or otherwise of any payment made by the Insurer to the Controller pursuant to such request or deny any liability under this Counter-Indemnity on the ground that such payment or any part thereof made by the Insurer was not due or payable under the Guarantee or on any other ground whatsoever.

  4. I/We shall not be discharged or released from the Indemnity by any compromise, variation or arrangement made between the Controller and the Insurer in relation to the obligations undertaken by the Insurer under the Guarantee or by any forbearance whether as to payment, time, performance or otherwise given by the Controller to the Insurer.

  5. My/Our liability herein is irrevocable and shall remain in full force and effect until the Insurer’s liability under the Guarantee is fully discharged to the Insurer’s satisfaction.

  6. This indemnity shall be governed by and construed in accordance with the laws of Singapore.